State Farm Mutual Automobile Insurance Company has begun sending out a cash-back dividend to its policyholders. The company is distributing $5 billion to millions of customers.

This payout is possible because State Farm is a mutual insurance company, owned by its policyholders. Customers with an active personal auto insurance policy in 2025 may be eligible for a payment if their dividend amount is $10 or more.

Further details about the payout, including who qualifies and when payments can be expected, are available from the company. The dividend will be distributed across over 49 million vehicles, so individual payouts are not expected to be large.